HOME LOAN GUIDE

Check Eligibility
Review your income, credit score, age, and existing financial commitments.

Set Your Budget
Decide how much loan you need and how much EMI you can comfortably pay.

Compare Lenders
Compare interest rates, loan tenure, processing fees, and repayment options from banks or financial institutions.

Document Preparation
Submit required documents such as ID proof, income proof, bank statements, and property papers.

Loan Application
Apply for the loan with selected lender and pay the processing fee.

Property Verification
The lender evaluates the property’s legal and technical aspects.

Loan Approval
After verification, the loan is sanctioned with agreed terms and conditions.

Loan Disbursement
Funds are released as per the purchase agreement or construction stage.

Repayment
Start EMI payments as per the loan schedule until full repayment.